Your financial journeys
Three service pathways and a dedicated EMI calculator — pick the one that fits your needs.
DEBT CONSOLIDATION
ShiftEMI
Consolidate multiple loans and credit-card dues into one simpler repayment plan.
/shift-emi EMI CALCULATORShiftEMI Service
Use the EMI savings calculator and explore balance-transfer alternatives.
/shift-emi-service FRESH FINANCINGNewEMI
Explore fresh personal, home-improvement and business loan options.
/new-emi CREDIT HEALTHResolveEMI
Handle stressed, overdue or NPA-tagged loans with structured resolution pathways.
/resolve-emiStart here
Get the full picture or jump straight into checking your options.
Who we are
Learn about the ShiftEMI mission and what we stand for.
The fine print
Review the terms that govern your use of the ShiftEMI platform.
READY WHEN YOU ARE
Check My Options
Not sure where to start?
Verify your details and find the best-personalized loan and EMI consolidation offers tailored to your profile.