Combine your loans and credit-card dues into a simpler repayment plan. Explore your options, compare suitable solutions, and move toward a smarter way to manage your EMIs.
Clear Options • Transparent Process • Assisted Support
One simpler repayment plan
Explore solutions that fit
Understand before you choose
We're with you through the journey
Enter your current loan details and explore how a different repayment plan could affect your monthly EMI.
Complete the details to see your potential EMI comparison.
Illustrative estimate. Actual terms depend on lender eligibility.
Illustrative estimate. Actual terms depend on lender eligibility.
Three financial journeys. One simpler way forward. Find the support that fits your needs today.
01
DEBT CONSOLIDATION
Too many repayments to manage? Explore eligible debt-consolidation and balance-transfer options that may simplify your repayment journey.
Explore ShiftEMI
02
FRESH FINANCING
Planning your next big step? Explore personal, business, home-loan and loan-against-property options through suitable lending partners.
Find Your Loan
03
CREDIT HEALTH
Take a more informed approach to credit health with structured guidance, repayment planning and personalised improvement steps.
Explore ResolveEMITell us what you need and explore a suitable financial journey with ShiftEMI.
All financing is subject to lender eligibility, assessment and approval. ShiftEMI facilitates access to lending partners and is not itself a lender.
From your first details to the next step in your financial journey — here's how ShiftEMI works.
YOUR JOURNEY BEGINS
Start with your requirements. Share the relevant details and give consent for the next steps.
It starts with understanding you.
SMARTER ANALYSIS
Your information is analysed to help identify potentially suitable options based on your stated requirements.
Information becomes insight.
EXPLORE YOUR OPTIONS
Explore relevant lending options and potential matches through lending partners, subject to their criteria.
Find a pathway worth exploring.
GUIDANCE WHEN YOU NEED IT
Continue your application through the available digital process, with assistance where offered.
A clearer way to move forward.
YOUR NEXT CHAPTER
If your application is approved and the lender's conditions are met, funds can be disbursed. Review the agreed repayment terms.
Take your next step with clarity.Options, eligibility, approval and disbursal depend on the relevant lending partner's assessment, terms and conditions.
Better understanding. Informed decisions. A clearer path to your financial goals.
Explore financial pathways for different needs.
Get a clearer picture of costs, terms and repayments.
Review applicable fees and obligations before proceeding.
Explore options through a more accessible digital experience.
Get help understanding the process and your next steps.
Consider affordability before taking on a commitment.
Understand the wider repayment picture, not just the monthly amount.
Explore routes relevant to your financial requirement.
Understand the process before moving forward.
Make your own informed choice based on your circumstances.
Understand your options. Move forward with confidence.
Explore Your Options